Kazakhstan and Kyrgyzstan: Halyk ePay, Freedom Pay, CloudPayments

Three providers, six fields between them, and which entity to sign up with in each country.

Baca 4 mnt Taking payments Diperbarui 08.09.2026

The Kazakh and Kyrgyz markets share providers, but not merchant accounts: each has its own licensed entity, and you sign up with the one in the country your business is registered in.

Halyk Bank ePay

Kazakhstan's largest acquirer. OAuth client credentials plus the terminal the payment is registered against.

  1. 1
    Ask Halyk for the ePay e-commerce product

    They issue a terminal and credentials for their merchant portal.

  2. 2
    Find the client id and secret

    Issued for API access to ePay, alongside the terminal number.

  3. 3
    Note the terminal id

    A payment is registered against a terminal, so this must be the one for this venue.

Field in TapTimeWhere it comes from
Client IDIssued by Halyk for ePay API access.
Client secretIssued with it. Secret.
Terminal IDYour ePay terminal number.

Freedom Pay

The former PayBox, now Freedom Pay, with separate entities in Kazakhstan and Kyrgyzstan. Both take the same two fields; the panel lists them per country so you connect the right one.

Field in TapTimeWhere it comes from
Merchant IDYour merchant account in the Freedom Pay cabinet.
Secret keyIssued with it, and used to sign traffic both ways. Secret.

CloudPayments

One brand with a licensed entity in each of the two markets. Your own account decides which host answers; TapTime needs only the two values.

Field in TapTimeWhere it comes from
Public IDThe site registered in your CloudPayments account.
API secretIssued with it, in the site's settings. Secret.

Notifications

CloudPayments and Freedom Pay both confirm payments by calling back. Paste our callback address into the notifications section of their cabinet — for CloudPayments this is the pay and fail notification settings on the site.

Sering ditanyakan

Which provider do Kazakh guests expect?

Cards are near-universal, so any of the three is familiar. Halyk is the most recognized name; the others are usually chosen on rate.

Can one merchant account serve both countries?

No. Acquiring is licensed per country, so a business operating in both needs an account in each.

Is a Kyrgyz merchant account hard to obtain?

Freedom Pay and CloudPayments both onboard small businesses directly, which is usually the quicker route.

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