Georgia: TBC, Bank of Georgia, Payze, Credo, TeraBank

Two banks with modern OAuth APIs, one independent provider, and two on the classic certificate gateway.

Baca 5 mnt Taking payments Diperbarui 08.09.2026

Georgia has the widest spread of styles of any of our markets — from a self-serve API key to a bank certificate. Pick by which merchant contract you can actually get.

TBC Checkout

TBC issues an API key for the checkout product plus an OAuth client pair used to obtain a short-lived token for each payment.

  1. 1
    Ask TBC for the e-commerce package

    They register your merchant and give you access to their developer portal.

  2. 2
    Create an application in the portal

    This produces the client id and client secret.

  3. 3
    Copy the API key from the same place

    It identifies the checkout product for your merchant.

Field in TapTimeWhere it comes from
API keyThe checkout product in your TBC developer portal. Secret.
Client IDThe application you created.
Client secretIssued with it. Secret.

Bank of Georgia

A straightforward OAuth client-credentials setup, with an optional public key you can paste so we can verify the signature on their callbacks.

Field in TapTimeWhere it comes from
Client IDThe application in the BOG merchant portal.
Client secretIssued with it. Secret.
Callback public key (PEM)Optional. Published by the bank; paste it if you have it.

Payze

An independent provider with a self-serve dashboard — usually the fastest way to start taking cards in Georgia.

Field in TapTimeWhere it comes from
API keyThe API section of your Payze dashboard.
API secretIssued with it. Secret.

Credo Bank

Credo acquires through the UPC gateway: a client certificate, a private key and the host the bank issues you.

Field in TapTimeWhere it comes from
Gateway hostOn the bank's onboarding sheet. Hostname only, without https://.
Client certificate (PEM)The certificate the bank issued.
Private key (PEM)The key issued with it. Secret.
Key passphraseIf the bank set one.

TeraBank

The same gateway and the same four fields as Credo, with TeraBank's own host and certificate.

Sering ditanyakan

Which is quickest to get running?

Payze, in most cases — it is self-serve. The banks give better rates at volume but take longer to onboard.

Can I take Georgian lari and dollars?

That depends on your merchant contract, not on TapTime. Ask your provider which currencies your account is enabled for.

The bank sent me a .pfx file.

That is a certificate and key bundled together. Ask them for the PEM form, or convert it — but do not paste the binary file into the form.

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